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Capital Gains

STCG, LTCG, Section 54F, broker P&L parsing

Capital gains taxation under the post-Budget-2024 regime — STCG 20%, LTCG ₹1.25L exemption, Section 54/54F exemptions, broker P&L reconciliation across Zerodha, Upstox, Groww, and crypto exchanges.

8 articles published

All capital gains articles

Ordered by publication date — newest first.

Selling property: 12.5% without indexation or 20% with it — and why the lower rate often costs more

Resident individuals and HUFs selling land or buildings acquired on or before 22 July 2024 can choose between 12.5% without indexation and 20% with indexation. Who qualifies, how to run both computations, and the loss restriction that catches people out.

16 Aug 2026 · 6 min read

The 31 January 2018 grandfathering rule: two steps, and most people only do one of them

Section 112A grandfathering explained with worked examples — the lower-of and higher-of steps, why the rule can never create an artificial loss, what happens when the price fell after 31 January 2018, and how much tax it actually saves.

16 Aug 2026 · 5 min read

Share buybacks are no longer capital gains: since October 2024 the whole amount is taxed as dividend

From 1 October 2024 the company no longer pays buyback distribution tax. The shareholder is taxed on the full proceeds as dividend under Section 2(22)(f), with 10% TDS under Section 194, while the cost of acquisition becomes a capital loss carried forward for eight years.

16 Aug 2026 · 5 min read

Capital gains tax exemption Section 54, 54F, 54EC India 2026: property reinvestment + bonds strategy

CA-verified capital gains exemption guide for FY 2025-26. Section 54 residential→residential (₹10 crore cap), Section 54F any LTCA→residential (net consideration), Section 54EC bonds (₹50L cap, 5.25% interest, 5-year lock), CGAS deposit, time limits, and stacking strategy.

26 May 2026 · 9 min read

Crypto and VDA taxation India 2026: Section 115BBH 30% flat, 1% TDS, no offset rules, and Schedule VDA filing

CA-verified crypto tax guide for FY 2025-26. Section 115BBH 30% flat tax, Section 194S 1% TDS thresholds, no loss set-off, no carry forward, Schedule VDA transaction-wise reporting, swap taxation, gift Section 56(2)(x), IT Act 2025 Section 446 penalty framework.

23 May 2026 · 11 min read

NRI capital gains and DTAA optimization 2026: Section 195 TDS, Form 128 lower deduction, US/UK/Singapore treaty rates

CA-verified NRI tax guide for FY 2025-26. Section 195 TDS rates property/MF/interest, Form 13 (now Form 128) Lower TDS Certificate, DTAA rates US-UK-Singapore-UAE-Canada-Australia, TAN mandatory for NRI property buyers, repatriation USD 1M limit, Form 15CA/15CB.

23 May 2026 · 7 min read

STCG 20% aur LTCG 12.5%: post-Budget 2024 capital gains tax decoded

Complete guide to capital gains tax after Budget 2024's surprise overhaul. STCG hiked to 20%, LTCG to 12.5%, indexation removed — yahaan har asset class ke real numbers aur strategies.

18 May 2026 · 10 min read

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