Deep, math-driven analysis on Indian taxation, ITR filing, capital gains, stock research, and household finance. No generic advice — every article verified against the Income Tax Act, SEBI norms, and real CA practice.
Started your first job this year? Your first return is due in 2027. The PAN, bank, AIS, Form 130 and regime steps to set up now so filing takes an hour.
Read the full article →Fresh analysis on the tax and market questions Indian households are asking right now.
How VittSphere ONE and Quicko handle HUF setup, HUF returns and broker capital gains import, taken from each platform's own pages as of 23 September 2026.
No predictions. What recent Budgets changed for salaried taxpayers, which levers exist, why Budget 2027 rarely touches this year, and what to do by March.
Moved money to your spouse, child or HUF to save tax? Section 99 (old 64) taxes the income back in your hands. Worked family examples, and what still works.
Moving abroad doesn't end your HUF membership, but an NRI Karta can change the HUF's tax residence, banking and FEMA position. What to check, and where.
Brand deals, free products, YouTube AdSense and foreign payouts get different GST treatment, but all count towards ₹20 lakh. Barter, 194R and exports explained.
Residential rent is exempt until the tenant is GST-registered. Commercial rent is 18%, with RCM since October 2024. Here is when a landlord must register.
From ITR filing to forensic stock analysis — comprehensive coverage of every financial decision an Indian household faces.
Income tax return filing guides for FY 2025-26 (AY 2026-27)
Started your first job this year? Your first return is due in 2027. The PAN, bank, AIS, Form 130 and regime steps to set up now so filing takes an hour.
How VittSphere ONE and Quicko handle HUF setup, HUF returns and broker capital gains import, taken from each platform's own pages as of 23 September 2026.
A comparison of the ITR filing platforms people actually weigh against ClearTax — TaxBuddy, Tax2Win and Quicko — on the four things that genuinely differ: notice handling, HUF support, broker import and whether a CA reads your return. Snapshot as of August 2026.
Old vs new regime, 80C optimisation, HUF, deductions
No predictions. What recent Budgets changed for salaried taxpayers, which levers exist, why Budget 2027 rarely touches this year, and what to do by March.
Moved money to your spouse, child or HUF to save tax? Section 99 (old 64) taxes the income back in your hands. Worked family examples, and what still works.
Moving abroad doesn't end your HUF membership, but an NRI Karta can change the HUF's tax residence, banking and FEMA position. What to check, and where.
GSTR-3B, GSTR-9, ITC reconciliation, blocked credits, RCM
Brand deals, free products, YouTube AdSense and foreign payouts get different GST treatment, but all count towards ₹20 lakh. Barter, 194R and exports explained.
Residential rent is exempt until the tenant is GST-registered. Commercial rent is 18%, with RCM since October 2024. Here is when a landlord must register.
When a freelancer or consultant must register under GST in 2026 — the ₹20 lakh services threshold, the reverse-charge trap on foreign-billed tools, why an out-of-state client is not an automatic trigger, and why the 6% composition scheme fits almost no freelancer.
Forensic equity analysis, valuation, governance signals
A target price is EPS times a multiple someone chose. How to test the growth, margin and multiple behind it, and read the disclosures SEBI requires.
Turn a forensic red-flags checklist into a standing habit: entry filters, five knock-out rules, a quarterly review cadence, removal triggers and a notes column.
A six-check, cross-statement screen for Indian stocks that a beginner can run in about 20 minutes — profit versus cash, receivables, related-party transactions, contingent liabilities, governance signals and MD&A tone — with links into the detailed framework for each.
Insurance, emergency fund, credit cards, retirement
₹10 lakh for 3 years in a bank FD, corporate FD or debt fund, after tax at 0%, 20% and 30% slabs. Where tax deferral helps and where credit risk bites.
A 0.75% expense ratio gap looks small. On a ₹10,000 SIP over 20 years it costs about ₹7.9 lakh. The maths, SEBI's 2026 rules, and when switching pays.
A CA on why households run crores through their accounts with no finance function, what a family CFO actually does, and a monthly, quarterly and yearly routine.
STCG, LTCG, Section 54F, broker P&L parsing
Bought before a record date and sold at a loss after a bonus or dividend? Section 175 (old 94(7), 94(8)) may ignore that loss. Windows and worked examples.
A REIT or InvIT payout mixes interest, dividend, rent and debt repayment. How each is taxed in Tax Year 2026-27, plus TDS and capital gains on selling units.
CGAS 1988 explained — the deposit deadline under Section 54, 54F and related exemptions, Type A versus Type B accounts, the forms for withdrawal and closure, the 60-day reinvestment rule, and exactly when unutilised money becomes taxable.
Proprietorship vs Pvt Ltd vs LLP, MSME Udyam, MUDRA, Section 43B(h)
The six CMA forms, how MPBF is worked out under the Tandon and turnover methods, and what a credit officer checks next: GST returns, bank conduct, CMR, ITRs.
Granting ESOPs puts duties on the company, not just the employee: a special resolution, valuation, TDS on exercise, the startup deferral and a P&L expense.
Voluntary strike-off under Section 248(2) — the two eligibility conditions, the Rs 10,000 government fee, which companies cannot apply, the STK-3, STK-4 and STK-8 documents, the 30-day rule on the statement of accounts, and what directors remain liable for.
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